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Financing Options

We believe that purchasing our products shouldn’t put a strain on your finances. That’s why we offer the option to pay in monthly instalments, making it easier to fit your budget. You can choose from a range of financing options when ordering from Bike Yard Online.

Buyline Finance

Used responsibly, finance is a fantastic way to spread the cost of your purchase and can help you get what you want today. It is easy to apply as we have partnered with Buyline to help you.

Just tell us the make and model you'd like, and choose the best finance option for you from the choices below. The application form takes no more than a few minutes to complete, and you’ll receive a nearly instant decision.

You can spread the cost over a period of up to 11 months with 0% APR. Buyline is available on all bikes and scooters over £250.

Check your eligibility

Please note you can only be considered for finance if you:
✔️ Are over the age of 18 and a UK resident
✔️ Have a valid email address and telephone number
✔️ Minimum income £9,500 and 16 hours per week employment
✔️ Hold a UK bank account

Submit Your Request

Get in touch with the details of the product you’re after, the deposit amount you’d like to pay (between 0-50%), and your preferred payment plan (6, 9, 10, or 11 months).

Complete Your Application

We’ll email you a link to the Buyline application form. Just fill it out and submit it. Need a hand? We're here to help.

Receive Your New Bike or Scooter

Once your application is approved and Buyline confirms everything, we’ll process your order and get your new set of wheels delivered right to you.

Fill out the following form to order through finance

The Cycle to Work Scheme

Cycle to work schemes offer a fantastic opportunity to save money while enjoying your commute on a brand-new bike. By taking advantage of these schemes, you can spread the cost of your bike and potentially save up to 50% on your purchase!

With this arrangement, you’ll make tax-free monthly payments through your employer. The salary sacrifice scheme lets you distribute the expense of your new electric bike over 24 to 48 months, making it a budget-friendly option.

Learn more about the scheme

What are the steps in the cycle to work scheme?

Step One

Determine which scheme your employer is enrolled in, or encourage them to join one. We can assist with this.

Step Two

Choose your bike and any accessories from our selection, noting the total price.

Please Note: This scheme is only available for e-bikes meeting EAPC regulations. For eligible bikes, please see our road-legal e-bikes here.

Step Three

Request your e-certificate for the total cost (also called a voucher or letter of collection). Once you have it, send the certificate to us to place your order.

Klarna

Klarna’s "Pay in 30 days" lets you receive your order upfront and pay within 30 days with no interest or fees. In their app, you can pay early or extend the due date if needed.

If eligible, you’ll see the "Pay in 30 days" option at checkout. After your order ships, Klarna will email you with payment details.

PayPal

You can also pay for your new e-bike or e-scooter using PayPal.

Finance is subject to application, your financial circumstances and borrowing history. JJ Ireland (Trading as Bike Yard Online) is a credit broker, not a lender. We do not charge you for credit broking services. We will introduce you to loan products provided by Buyline Ltd. Buyline Ltd is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 15690988. However, credit agreements that are interest free and less than twelve months are unregulated. Registered office: B12 Elmbridge Court, Cheltenham Road East, Gloucester, GL3 1JZ. Registered at Companies House Number: 11223350.

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