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0% Finance & Payment Options

Spread the cost of your new e-bike with flexible payment options — including 0% APR finance, Cycle to Work, Klarna, and more.

0% APR finance
6–11 month terms
Quick application
Nearly instant decision

Buyline Finance

0% APR finance on orders over £250 — spread the cost over 6 to 11 months with nothing extra to pay.

Used responsibly, finance is a fantastic way to spread the cost of your purchase and can help you get what you want today. We’ve partnered with Buyline to make it easy.

Just tell us the make and model you’d like, choose the best finance option for you, and we’ll send you the application form. It takes no more than a few minutes to complete, and you’ll receive a nearly instant decision.

Buyline finance is available on almost all e-bikes over £250. You can spread the cost over a period of up to 11 months with 0% APR — meaning you pay no interest at all.

Finance Calculator

Use the calculator below to estimate your monthly payments at 0% APR.

0% Interest

Your Payment Plan

6 months at 0% APR

Monthly
£166.67
Est. Weekly
£38.46
Est. Daily
£5.48
Total cost£1,000.00
Deposit£0.00
Loan amount£1,000.00
Total payable£1,000.00

Eligibility

To be considered for Buyline finance, you must meet all of the following requirements.

Over the age of 18
UK resident with 3 years of residential history
Valid email address and telephone number
Minimum income £9,500 and 16hrs/week employment (unless retired)
Hold a UK bank account

If you'd prefer an alternative way to finance an electric bike, the Cycle to Work scheme will be your best bet — it uses salary sacrifice through your employer instead.

How to Apply

Fill in the form below and we'll get back to you with your finance application.

Tell us the make and model you’re after, the deposit you’d like to pay (between 10–50% of the total), and your preferred payment plan (6, 9, 10, or 11 months).

Please only fill out the form if you meet the eligibility requirements above, else the application will be automatically rejected by Buyline.

What Happens Next

Once we receive your enquiry, we’ll email you a link to the Buyline application form. It takes just a few minutes to complete, and you’ll receive a nearly instant decision. Once approved, we’ll process your order and arrange delivery.

Other Ways to Pay

We accept a range of payment methods to suit your needs.

Salary Sacrifice

Cycle to Work

Save up to 42% on a new e-bike through your employer’s salary sacrifice scheme. Tax-free monthly payments.

Learn More →
Pay Later

Klarna

Pay in 30 days, or pay in 4 interest-free payments over time with no fees. Pay early or extend the due date in the Klarna app.

Shop Today →
Pay Later

PayPal

Pay for your new e-bike using PayPal at checkout.

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Save 2%

Bank Transfer

Save an additional 2% on all orders when you pay by bank transfer. Just let us know the model you’re after and we’ll send you an invoice with the discount already applied.

Get in Touch →

Frequently Asked Questions

Common questions about our finance and payment options.

Buyline is our finance partner that allows you to spread the cost of your purchase over 6, 9, 10, or 11 months at 0% APR. There is no interest to pay — you simply pay the total cost split into equal monthly instalments.

Yes, Buyline finance is available on orders over £250.

You need to pay between 10% and 50% of the total order value as a deposit. The remaining balance is then split into equal monthly instalments.

The application form takes no more than a few minutes to complete, and you’ll receive a nearly instant decision from Buyline.

Buyline may perform a credit check as part of the application process. Credit agreements that are interest free and less than twelve months are unregulated. Please contact Buyline directly if you have specific questions about credit checks.

The UK’s Cycle to Work scheme is your best option — it’s a salary sacrifice scheme through your employer instead. Visit our Cycle to Work page for details.

Buyline finance is available on almost all e-bikes in our catalogue priced over £250.

Monthly payments are collected directly by Buyline via Direct Debit from your UK bank account.

In addition to Buyline finance, we also offer:

  • Cycle to Work scheme — save up to 42% with tax-free salary sacrifice
  • Klarna — pay in 30 days, or over 4-monthly instalments with no interest
  • PayPal — available at checkout
  • Bank Transfer — save an additional 2% on your order. Get in touch for details

Finance is subject to application, your financial circumstances and borrowing history. JJ Ireland (Trading as Bike Yard Online) is a credit broker, not a lender. We do not charge you for credit broking services. We will introduce you to loan products provided by Buyline Ltd. Buyline Ltd is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 15690988. However, credit agreements that are interest free and less than twelve months are unregulated. Registered office: B12 Elmbridge Court, Cheltenham Road East, Gloucester, GL3 1JZ. Registered at Companies House Number: 11223350.

Ready to Get Started?

Get in touch to apply for finance or ask us anything about our payment options.

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